Author Archives: Bonnie Russo

New Medicare Cards

Greeting from MIC Insurance!  We hope you are enjoying your summer.

We want to share some Good News!  Medicare is taking steps to remove Social Security numbers from Medicare cards. Through this initiative the Centers for Medicare & Medicaid Services (CMS) will prevent fraud, fight identity theft CMS will issue new Medicare cards with a new unique, randomly-assigned number called a Medicare Beneficiary Identifier (MBI) to replace the existing Social Security Number. They have started mailing new cards to people with Medicare benefits in April 2018. All Medicare cards will be replaced by April 2019.


 5 Things to Know

  1. Your new card will automatically come to you. You don’t need to do anything as long as your address is up to date. If you need to update your address, visit your My Social Security account.- Opens in a new tab


  1. If you have not received your card and would like to receive an email when the card is in the mail, please click on this link:


  1. Once you get your new Medicare card, destroy your old Medicare card and start using your new card right away.


  1. Your new Medicare Number is a unique combination of numbers and letters. Your new number uses numbers 0 thru 9. The letters S, L, O, I, B, and Z are never used


Make sure to provide your new medicare card to all your doctors at your next visit.

“Understanding NJ State Continuation”

What is NJ State Continuation? NJ Continuation is in effect “mini COBRA” and is a State Law whereby employees who have 1-terminated  for other than cause or 2- whose hours have fallen to below 25 hours per week and thereby lose their group medical coverage are eligible to continue on the group medical plan at their own expense. What are… Continue Reading

2018 Open Enrollment is Rapidly Approaching!

  If you want to buy individual or family health insurance for 2018, now is a great time to start your planning. Here’s what you need to know for the open enrollment period for 2018 individual and family health insurance plans:    The open enrollment deadline has changed.   Open enrollment starts Nov. 1, 2017,… Continue Reading


BY: BETSY CHANDLER   While the weather is warm, and the days still afford us the opportunity for dinner on the deck, here at MIC Insurance, we are busy preparing for AEP.  AEP stands for Annual Enrollment Period and is also referred to as Medicare Open Enrollment. The open enrollment period is from October 15th thru… Continue Reading

UNDERSTANDING YOUR HEALTH INSURANCE   BY:  BETSY CHANDLER   Traveling Outside the United States?   What you need to know about Medicare and your Medicare Supplement before you go.   If you are on Medicare, there are a few things you should be aware of it your travel plans are taking out of the U.S.… Continue Reading

What’s the Social Security Number Removal Initiative (SSNRI)?

What’s the Social Security Number Removal Initiative (SSNRI)? The Medicare Access and CHIP Reauthorization Act (MACRA) of 2015, requires us to remove Social Security Numbers (SSNs) from all Medicare cards by April 2019. A new Medicare Beneficiary Identifier (MBI) will replace the SSN-based Health Insurance Claim Number (HICN) on the new Medicare cards for Medicare transactions… Continue Reading