Dental, Vision, Travel Insurance & Short Term Medical

 

Dental Insurance

Your health insurance covers just about everything except your teeth. When it's time to head to the dentist, your health insurance likely turns a blind eye to your ailing teeth, but that's not to say that a trip to the dentist isn't going to take a bite out of your wallet. Your teeth can get expensive, especially as you get older. For this reason, dental coverage may be appropriate for you and your family. We offer multiple dental plans to meet your dental needs and budget.

 

Vision Insurance

Vision insurance covers eye exams, glasses, and contacts--just the basics of vision. Typically, you only need one eye exam per year and there's a $10 or $15 copay. Most vision plans will have an allowance for glasses and contacts that will be sufficient as long as you don't get too fancy with designer lenses. Vision Insurance is usually pretty inexpensive. We offer multiple plans to meet your vision needs and budget.

 

Travel Insurance

While on a jungle hike in Mexico, you catch your foot on a vine and fall to the ground. As your ankle swells to alarming size, you manage to hobble back to the van and reach a nearby private hospital. But when you pull out your U.S. health insurance card, the hospital staff shakes their heads. It's cash up front or nothing. This happens more often than you think. Travelers assume their health insurance works out of the country — but that is not the case with every insurance plan. If you're planning a trip abroad and wondering, "Do I need travel insurance if I have health insurance?” the answer is most likely, YES! We can offer you a customized plan to fit your travel and budget needs.

 

Short Term Medical Insurance

So you missed open enrollment, never had group coverage and need insurance? We’ve got you covered. Short Term medical insurance provides interim coverage needs until next open enrollment. Please give us a call and we can help figure out the best option for you.

terry-chandler

Terry Chandler

Insurance Agent

973-492-2828 ext 202

bonnie-russo2

Bonnie Russo

Insurance Agent

973-492-2828 ext 203