Health Insurance

 

Individual Health Insurance is a good way to help you manage your health care costs. You pay health care companies premiums – a set amount of money each month - and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses. There are currently only two individual carriers in the state of New Jersey. Our goal is to educate our clients on the plans available, and help them navigate through the many choices to secure coverage with the right plan, and right carrier for their specific needs and budget.

 

Group Health Insurance is offered through an employer. It is usually less expensive than individual health insurance, and often offers you more choices in plan design and coverage. We offer health insurance for both large (50 or more employees) and small (1-49 employees) groups.  There are many plans, and many carriers from which to choose. Our goal is to educate our clients on the plans available, and help them navigate through the many choices to secure coverage with the right plan, and right carrier for their specific needs and budget.

MIC Insurance is able to assist you with the following health & tax saving accounts:

  • FSAs (Flexible Spending Accounts)
  • DCA ( Dependent Care Accounts)
  • HSAs (Health Savings Accounts)
  • HRA (Health Reimbursement Arrangements)
  • POP ( Premium only Plans)
terry-chandler

Terry Chandler

Insurance Agent

973-492-2828 ext 202

bonnie-russo2

Bonnie Russo

Insurance Agent

973-492-2828 ext 203