About MIC

 

MIC is a second generation, family-owned and operated independent insurance agency serving New Jersey individuals, families, and businesses. Our licensed agents are here to help you find the best possible insurance coverage for your needs and budget.

 

Nearly 100% of our clients have been referred to us by another satisfied client. We value your trust and we look forward to helping you find affordable, quality insurance products at the high level of personal service that has become the hallmark of MIC.

Betsy and Terry Chandler
Betsy and Terry Chandler

Our Team

Betsy Chandler

 

Betsy was born and raised in Morris County NJ. She is the Owner and President of MIC.  Betsy began working alongside her mother Irene Card at MIC Insurance Services in 1988.  She is a licensed insurance agent in the state of New Jersey, and specializes in Medicare Supplements and Medicare Part D.

She co-authored with Irene Card, a column on Understanding Health Insurance which appeared in various NJ newspapers and other distinguished publications from 1990 until 2016.

Betsy is currently a member of National Association of Health Underwriters and serves on the Board of Directors for  The Wilson Foundation . Her past affiliations include: the Tri-Boro Chamber of Commerce, the Executive Association of New Jersey, and the Butler/Tri-Boro Rotary Club (president 2001-2002) where she was honored as a Paul Harris Fellow,  a board member for the Denville Community Church Nursery.

She currently resides in Morris County with her husband Terry and their daughter.

Terry Chandler

 

Terry was born and raised in Vermont. He became a licensed insurance agent in 2002, Specializing in Life, Long Term Care, Group and Individual Health, Disability, Vision, Dental, and Travel Insurance.

He is a member of the National Association of Health Underwriters, (NAHU) and an active member of the Community Church of Mountain Lakes where he serves as a Deacon.  A few of Terry’s hobbies include Classic Cars, Motorcycles, Snowmobiling, and Volleyball.

He currently resides in Morris County with his wife Betsy and their daughter.

Tracy Lobel

 

Tracy was born and raised in Mid-Michigan, making NJ her home for the last 12 years.  As a licensed insurance producer, Tracy is the lead member of the Medicare Supplement team and is ready to hand hold every client through all the stages of the Medicare process; including Medicare enrollment, insurance review, plan selection, application, and customer follow up support.

She excels at continuing the MIC tradition of assisting each client as though they were her own family member.

Tracy currently resides in Morris County with her husband and three sons.

Bonnie Russo

 

Bonnie was born and raised in Nebraska, and moved to New Jersey in 2008.  She has nearly two decades of experience in the insurance industry, acquiring her insurance license in 2002.   At MIC, Bonnie is responsible for educating and assisting our group and individual clients with Medical, Vision, Dental, Life, and Travel insurance.

Her thorough understanding of the products enables Bonnie to assist her clients in making the best decisions possible on their specific insurance needs.

Bonnie, resides in Kinnelon with her husband, two children, and two dogs.  In her free time she loves to spend time with her family, dabble in real estate, and travel.